Anyone who drives on national roads with having proper cover is not only doing so illegally but is risking everything. Despite this, around one in ten UK and US drivers are still on our roads without it and put everyone around them at risk. Lets us examine what exactly you could be facing if you make the choice to drive without being fully insured.
Penalties. Depending on where you are, there are a variety of different penalties that the authorities can pin on you if you get caught. You can get points of your license which will affect your future insurance premiums and may even affect what jobs you can do. For example, if you want to take a driving job, you will more than likely need to have completely clean licence. In most cases a fine will be slapped on your as well, which unfortanatly will more certainly be a greater amount that your insurance premiums would have been. If you are an employer and you don’t have business vans insurance for instance, you may even lose your whole fleet of vehicles.
Damage. If you are unfortunate enough to be involved in vehicle accident and you don’t have insurance, the fees for damage caused will take your breath away. Not only will have to pay for any damage done to your own vehicle but if the accident was your fault, you could be paying the costs for a number of other vehicles. you can even find yourself paying for damage to things such as road surfaces and even road side vegetation.
Medical expenses. If the worst should happen and you are involved in an accident that is your fault and causes people to suffer injuries, you’ll soon have some big extra costs to face. Medical costs can soon mount up and can include tests, operations, follow up meetings and even ongoing physiotherapy and other therapies. To be honest, you’ll end up spending a great deal more that it would have cost you to get cover to start with
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